Agricultural / Commercial Loan Officer

San Luis Obispo, CA


Apply Apply with LinkedIn

Type: Permanent

Experience: Experienced Professional (Non-Manager)

Category: Banking

Industry: Financial / Banking

Company: Sales Consultants of Sacramento

Salary: 100000-150000

Reference ID: VSEnjb

Date Posted: 09/19/2024

Shortcut: http://jobs.mrinetwork.com/bLndRA


Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwriting, structuring, and closing agricultural loans that meet established lending requirements and maximizes profitability to the bank with minimal risk.

  • Build solid, profitable relationships with clients/prospects to establish and service a sound portfolio.
  • Analyze client/prospect needs, and recommends appropriate solutions that match those needs, consistent with the Bank’s credit culture.
  • Analyze and screen loan requests. Negotiates terms/conditions, structure loan financing based on risk considerations consistent with Bank policy and Asset/Liability guidelines; approve loans within assigned lending limits; and/or prepare/ present credits outside lending limits for approval to appropriate levels of authority, as required.
  • Fosters and maintains cohesive partnerships and working relationships with all lines of business within the Bank. 
  • Effectively evaluates and manages each client relationship and transaction for financial and credit risk and potential loss to the Bank.
  • Comply with government regulations and bank policy to assure conformity with required laws and terms.
  • Maintain an awareness of competitive products, practices, rates and changes in the local market.
  • Represents the Bank in the local community through proactive participation in community, charitable, business and social activities.
  • Minimum 4-6 yrs of progressively responsible commercial lending experience providing financial expertise, counsel and customized solutions to business clients; advanced knowledge of credit underwriting, loan structuring, credit/credit quality and commercial real estate, agricultural, and C&I lending practices. 
  • Must have strong relationship management and excellent business development skills with proven success in prospecting and building relationships to enhance commercial loan opportunities and entrusted to make quality credit decisions.
  • Business and financial analysis and modeling skills, with understanding of financial accounting, income statements, balance sheets, etc., requiring the ability to gather, analyze and prepare reports.
  • Working knowledge of lending practices, policies, procedures, disclosures and terminology related to banking laws, regulatory requirements and legal documents.
  • Excellent communication, organizational, and interpersonal skills.
  • Demonstrated public relations capability and active interest in community affairs.
  • Proficient PC experience using MS Office products; working knowledge of automated financial systems, and ability to learn and adapt to new technologies quickly.
  • Bachelor's degree in Business, Finance, Accounting, Marketing; or equivalent combination of education, formal credit training and experience in commercial lending may be considered

For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com  or call 916-850-2437.  All inquiries held in strict confidence.  Thank you for your interest. 

 

  • Agricultural / Commercial Loan Officer

    Santa Maria, CA
     Sales Consultants of Sacramento

    Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwrit...

    Date Posted: 09/11/2024 Recommended

  • Agricultural / Commercial Loan Officer

     Sacramento, CA
     Sales Consultants of Sacramento

    Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwrit...

    Date Posted: 09/17/2024 Recommended

  • Agricultural / Commercial Loan Officer

     Imperial, CA
     Sales Consultants of Sacramento

    Responsible for developing new business and client relationships, producing a variety of agricultural loans as well as generating and managing a portfolio of business and corresponding relationships. This position will have responsibility for underwrit...

    Date Posted: 09/04/2024 Recommended

  • SBA Sales Manager

     Irvine, CA
     Sales Consultants of Sacramento

    Excellent opportunity for an SBA Sales Manager with an established regional financial institution. The SBA Sales Manager is responsible for driving the growth and profitability of the SBA loan portfolio within designated territories. Will also leverage...

    Date Posted: 09/27/2024 Recommended

  • SBA Sales Manager

     San Francisco, CA
     Sales Consultants of Sacramento

    Excellent opportunity for an SBA Sales Manager with an established regional financial institution. The SBA Sales Manager is responsible for driving the growth and profitability of the SBA loan portfolio within designated territories. Will also leverage...

    Date Posted: 09/27/2024 Recommended

  • SBA Sales Manager

     San Diego, CA
     Sales Consultants of Sacramento

    Excellent opportunity for an SBA Sales Manager with an established regional financial institution. The SBA Sales Manager is responsible for driving the growth and profitability of the SBA loan portfolio within designated territories. Will also leverage...

    Date Posted: 09/27/2024 Recommended

  • SBA Sales Manager

     Los Angeles, CA
     Sales Consultants of Sacramento

    Excellent opportunity for an SBA Sales Manager with an established regional financial institution. The SBA Sales Manager is responsible for driving the growth and profitability of the SBA loan portfolio within designated territories. Will also leverage...

    Date Posted: 09/27/2024 Recommended

  • SBA Sales Manager

     Fresno, CA
     Sales Consultants of Sacramento

    Excellent opportunity for an SBA Sales Manager with an established regional financial institution. The SBA Sales Manager is responsible for driving the growth and profitability of the SBA loan portfolio within designated territories. Will also leverage...

    Date Posted: 09/27/2024 Recommended

  • SBA Sales Manager

     Sacramento, CA
     Sales Consultants of Sacramento

    Excellent opportunity for an SBA Sales Manager with an established regional financial institution. The SBA Sales Manager is responsible for driving the growth and profitability of the SBA loan portfolio within designated territories. Will also leverage...

    Date Posted: 09/27/2024 Recommended

  • Credit Administrator

     Sacramento, CA
     Sales Consultants of Sacramento

    Excellent opportunity for a Credit Administrator with one of the most successful, well-capitalized financial institutions in the country. The Credit Administrator is responsible for the administration and management of the Commercial loan process inclu...

    Date Posted: 10/04/2024 Recommended

  • Commercial Real Estate Loan Officer

     Los Angeles, CA
     Sales Consultants of Sacramento

    Actively seeking a Commercial Real Estate Loan Officer to solicit new CRE loan business through a network of brokers, business owners, and investors. RESPONSIBILITIES : Will solicit and coordinate the closing of commercial loans; responsible for commer...

    Date Posted: 09/17/2024 Recommended

  • Business Banker

     St. Clairsville, Ohio, United States
     Highland Consulting Group, Inc.

    Business Banker We have a tremendous opportunity for a commercial lender with experience developing business relationships and COIs in the I-70 corridor between Wheeling and Columbus. Our client is a $1B true community bank and is looking to expand its...

    Date Posted: 09/13/2024 Recommended

  • Sr Relationship Manager - Team Lead

    Syracuse, United States, 13210
     Highland Consulting Group, Inc.

    Sr Relationship Manager - Team Lead Are you a seasoned commercial lender with a passion for building strong client relationships and leading high-performing teams? Our client is looking for a Team Leader in their Commercial Lending department to spearh...

    Date Posted: 09/24/2024 Recommended

  • Loan Documentation Specialist

     Sacramento, CA
     Sales Consultants of Sacramento

    Excellent opportunity for a Loan Documentation Specialist with one of the nation's most successful financial institutions. This individual possesses the ability to prepare simple to extremely complex loan documentation requiring very limited supervisio...

    Date Posted: 09/10/2024 Recommended

  • SBA Loan Underwriter

     Salt Lake City, UT
     Sales Consultants of Sacramento

    Actively seeking an experienced SBA Loan Underwriter to: Underwrite SBA loans in accordance with the Bank’s policies and procedures. Deliver excellent service to customers both inside and outside the Bank. Provide frequent communication to all parties ...

    Date Posted: 09/25/2024 Recommended